Terms of Use – Harbour City Ledger

By accessing or using the Harbour City Ledger website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.
If you do not agree with any part of these Terms of Use, you must not use this website.
These Terms of Use constitute a legally binding agreement between you and Harbour City Ledger regarding your use of the site and its services.
Your continued use of the site following any changes to these Terms of Use constitutes acceptance of those changes.
You are responsible for regularly reviewing these Terms of Use to stay informed of any updates or amendments.

The Harbour City Ledger website and all content, information, and materials provided are offered on an 'as is' and 'as available' basis.
Harbour City Ledger makes no warranties, express or implied, regarding the accuracy, reliability, timeliness, or completeness of any content on the site.
No advice or information obtained from Harbour City Ledger or through the site shall create any warranty not expressly stated in these Terms of Use.
Harbour City Ledger disclaims all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
The site may contain links to third-party websites; Harbour City Ledger does not endorse or assume responsibility for any third-party content, products, or services.

All content on the Harbour City Ledger website, including articles, text, graphics, logos, images, and software, is the exclusive property of Harbour City Ledger or its licensors.
The name 'Harbour City Ledger' and its logo are protected trademarks and may not be used without prior written permission.
Users may not reproduce, distribute, modify, or create derivative works from any content on the site without express written consent from Harbour City Ledger.
If users submit content to the website (such as comments or submissions), they grant Harbour City Ledger a non-exclusive, royalty-free, worldwide, perpetual license to use, reproduce, and display such content in connection with the operation of the site.
Users represent and warrant that any content they submit does not infringe upon the intellectual property rights of any third party.
Use of the site does not grant you any ownership or license rights over any Harbour City Ledger intellectual property, except as expressly provided.
Any unauthorised use of the site's intellectual property may result in legal action.

You agree not to use the Harbour City Ledger website for any unlawful or prohibited purpose as outlined in these Terms of Use.
Prohibited activities include, but are not limited to, hacking, attempting to gain unauthorised access to the site or related networks, or interfering with the site's operation.
You must not use the site to post, transmit, or distribute any material that is defamatory, harassing, abusive, threatening, obscene, or otherwise objectionable.
Spamming, phishing, and the distribution of unsolicited promotional or commercial content via the site are strictly forbidden.
You may not use the site to violate the privacy or intellectual property rights of others.
Engaging in activities that could damage, disable, overburden, or impair the site or interfere with any other user's enjoyment of the site is not permitted.
You must not use any automated means (such as bots, spiders, or scrapers) to collect information from the site without express permission.
Impersonation of any person or entity, or misrepresentation of your affiliation with any person or entity, via the site is strictly prohibited.

To the maximum extent permitted by law, Harbour City Ledger, its affiliates, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, the website.
Harbour City Ledger does not accept responsibility for any loss or damage resulting from reliance on information or content posted on the site.
The site may be temporarily unavailable from time to time for maintenance, updates, or technical reasons; Harbour City Ledger is not liable for any interruptions or errors.
Your sole remedy for dissatisfaction with the site or any content is to stop using the site.
Nothing in these Terms of Use excludes or limits any liability that cannot be excluded or limited under applicable law, including the Australian Consumer Law.
Harbour City Ledger does not warrant that the site will be free of viruses or other harmful components, and you access the site at your own risk.

These Terms of Use are governed by and construed in accordance with the laws of Australia.
You agree to submit to the exclusive jurisdiction of the courts of Australia for any disputes arising out of or relating to these Terms of Use or your use of the site.
If any provision of these Terms of Use is found to be invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect.
Harbour City Ledger makes no representation that content on the site is appropriate or available for use outside Australia.
Users accessing the site from outside Australia do so at their own initiative and are responsible for compliance with local laws.

Harbour City Ledger reserves the right to modify, amend, or update these Terms of Use at any time without prior notice.
Any changes to the Terms of Use will be posted on this page with an updated effective date.
It is your responsibility to review the Terms of Use periodically to ensure you are aware of any changes.
Your continued use of the site after the posting of changes constitutes your acceptance of the updated Terms of Use.
If you do not agree with the amended Terms of Use, you must discontinue your use of the site immediately.
Harbour City Ledger may, at its sole discretion, provide additional notice of significant changes to the Terms of Use via email or through prominent notices on the site.